Personal Banking

Create Your Dreams and Meet Your Goals.

Take charge of your finances with expert guidance to help you secure your future.

Savings account

Dedicated
banking team

Mobile Deposit

Personal Banking Features:

ACCOUNT ALERTS options

real time debit card controls and alerts

QUICK DECISIONS ON LOANS

Personal banking in Nebraska that really is personal.

Big dreams require big plans. Whether you're planning for retirement or saving for a big purchase, our services help make those dreams a reality.

Products & Services

Value checking

Basic, flexible checking that fits most of our customers.

  • $50.00 Minimum to Open

  • No Monthly Statement Fee when signed up for EStatements

Secure checking account¹

Advanced checking options for greater flexibility.

  • $7.00 Monthly Service Charge

  • No Minimum Balance

  • IDProtect®

  • Cell Phone Protection

  • $hopping Rewards™

  • Full Benefits PDF

Secure checking plus ¹

All of the features of our Secure Checking Account.

  • Maintain $10,000 Minimum Daily Balance to avoid $7.00 Monthly Service Charge

  • Earns Interest

  • IDProtect®

  • Cell Phone Protection

  • $hopping Rewards™

  • Full Benefits PDF

money market account

A money market account can earn you higher interest rates than savings or checking accounts.

  • Maintain $2,000 Minimum Balance Daily Balance to Avoid $7.00 Monthly Service Charge

  • Tiered Interest Rates

First Savings

A traditional savings account to fit all ages.

  • Keep Your Savings Secure

  • Save for the Future

  • Maintain $10.00 Minimum Daily Balance to Avoid $7.00 Monthly Service Charge

Spring checking

An account designed for those learning how to manage their first bank account

  • Minimum Deposit to Open: $10.00

  • No Daily Balance Requirements

  • No Checks Allowed

  • No NSF or Overdraft Fees

  • Free e-statements or $2.00 Per Month with Paper Statements

Certificate of deposit

Our CDs have competitive interest rates that can help your account grow.

  • $500 Minimum Deposit

  • Varying Interest Rates

  • Compounding Interest

loans

Options to finance your home, auto or other personal expenses.

  • Home purchase/refinance

  • Auto purchase

  • Personal loans

  • Debt consolidation

ninja savings

Our Ninja Savings Account is an easy way for your child to earn interest on their savings.

  • Competitive Interest Rate

  • No Service Charge

  • No Minimum Balance

prestige checking

The perfect checking account for those over 50.

  • Earns Interest

  • No Service Charge

  • No Minimun Balance

  • Free Club Checks

“We can't recommend them enough to bank with! They're truly a first class bank with the best team and service around!”

Joshua Eveloff

Owner of The Internet Car Lot – Customer Since 2018

Dayspring also offers:

Credit cards

Insurance & Investments

Mortgage

digital banking

Banking at Your Fingertips