General
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Dayspring Bank follows standard banking hours with the addition of Saturdays and longer drive-through times because we know sometimes it’s hard to get everything done on the work days.
See our locations page for the hours of each branch. We also have 24-hour ATM locations.
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Dayspring Bank observes all federal holidays and are closed on these days. New Year’s Day (January 1), Martin Luther King Jr. Day (3rd Monday in January), Presidents’ Day (3rd Monday in February), Memorial Day (last Monday in May), Juneteenth National Independence Day (June 19th) Independence Day (July 4), Labor Day (1st Monday in September), Columbus Day (2nd Monday in October), Veterans Day (November 11), Thanksgiving (4th Thursday in November), Christmas Eve (half day on December 24), Christmas Day (December 25), New Year’s Eve (half day on December 31).
For holidays falling on a Sunday, Dayspring Bank will be closed the following Monday.
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Yes! That was an easy question.
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Contact us via phone at (308) 537-3684 or stop by one of our locations.
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All transactions received in-branch, at our ATMs, through the mobile app, and through online banking will be posted same-day if received by 7:00pm.
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Sure is! We have an app for both iPhone iOS and Android. Links to download and instructions can be found on our Digital Banking page.
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These are mailed to our customers during tax season. We can reprint them at any branch location.
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Boxes are available at most of our locations in various sizes, please contact us to find a box size that fits your needs.
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Dayspring Bank’s routing number is 104901610. Please contact us to see the bank’s wire instructions.
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Please contact us for wire instructions
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Please contact us to order checks. We want to ensure you get exactly what you need.
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Schedule of Fees
Personal Banking
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Zelle is a convenient way to send money using your mobile banking app or online banking account. Learn more about Zelle ›
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Yes, log in to your online banking profile to get started. Select “Bill Payment” then “Send Money with Zelle”
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There is a $1,000 daily limit for sending payments and a $1,000 daily limit for requesting payments. There is a $3,000 outstanding limit for both sending and requesting payments.
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All transactions received in-branch, at our ATMs, through the mobile app, and through online banking will be posted same-day if received by 7:00pm.
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Checking and Savings Accounts are two of the most common financial products offered. They have both similarities and differences, but each allows you to deposit funds and provides government-backed insurance that guarantees the safety of your balance. Checking Accounts are designed for everyday banking and regular access to cash, while savings accounts are meant primarily for long-term money storage. Whether you need one or both types of these accounts, we can help you. Contact us or stop by either of our locations at your convenience.
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To open an account, you will need two forms of identification, one being a government-issued photo ID. If you are opening a business account, you will need your business documentation. Finally, you will need an opening deposit. Further items may be needed for some accounts. Please contact us prior to coming into a branch.
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A typical consumer account takes about 30 minutes. A business account could take longer depending on the number of signers or the complexity of the account.
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Yes, many accounts can be opened online. You will find an “Open an Account” button on various account pages of our website. This link will prompt the online account application. Once completed, a banker will reach out as soon as possible to confirm the status of your application.
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Go to our secure online banking portal and follow the steps. You will need your account number, SSN, zip code and email address.
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In Online Banking, you will be able to see account balances, history, and images. You can access statements. You can perform transactions like internal and external transfers and one-time or recurring loan payments. You can also set notifications for things like transaction postings, low balance, and upcoming payment reminders.
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The app will allow you to use your fingerprint or face ID for easy access. Desktop will require username and password entered for each visit.
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Go to our secure online banking portal and select the forgot password link or call us a call at (308) 529-6037 during business hours.
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Select Bill Pay within our Online Banking tool to enroll. All you’ll need to do is log in and then you will see a link in the right column.
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Select Mobile Deposit within your App, endorse the back of the check with your signature and “FOR MOBILE DEPOSIT ONLY AT DAYSPRING BANK”. Take a clear photo of the front and back of the check. It’s that easy!
Mobile Deposit Step-by-Step Guide
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You may deposit domestic checks payable in U.S. dollars. This includes: consumer checks, business checks corporate checks, government warrants, money orders, and travelers’ checks.
You may not deposit U.S. savings bonds and other non-check items, items drawn on banks outside the U.S., third party checks, items drawn on foreign currency, paper drafts without MICR printing or substitute checks (image replacement documents), checks drawn against a line of credit, and cash.
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Funds are generally available the next business day. Factors like new accounts or checks where an endorsement cannot be confirmed, for example, may result in a hold being placed on the deposit.
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Yes, in Online Banking, go to “transfer” and select “Launch External Transfer”. Follow the prompts. This is also available in our Mobile App.
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There is a daily limit of $5,000 in inbound and $5,000 in outbound External Transfers. Pending transfers will count towards the daily limit. For example: If you have a pending inbound transfer for $500, you will be able to initiate $4,500 in inbound transfers.
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We do! Stop by any of our locations for a card.
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If we need to order you a card. Our cards typically arrive in 7-10 days. In the meantime, we give you access to your account through Online Banking, Mobile App, Bill Pay, and starter checks.
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You can call our card self-service card support at (800) 992-3808 to change your PIN.
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Are you traveling or making a large purchase? We can add a travel notice to your card and (potentially) increase your limit. Simply Contact us.
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Contact your local Dayspring Bank location for current rates.
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Usually, but there are some exceptions. Contact us to know if we will match the CD rate you have found.
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These services are available to customers only. For Cashier’s Checks we typically charge $6.00. For money orders the cost is $2.00. Prestige account holders receive these services for free.
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These are mailed to our customers during tax season. We can reprint them at any of our branch locations.
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Boxes are available at most of our locations in various sizes, please contact us to find a box size that fits your needs.
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Please contact us to order checks. We want to ensure you get exactly what you need.
Business Banking
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All transactions received in-branch, at our ATMs, through the Mobile App, and through Online Banking will be posted same-day if received by 7:00pm.
-
To open an account, you will need two forms of identification, one being a government-issued photo ID. If you are opening a business account, you will need your business documentation. Finally, you will need an opening deposit. Further items may be needed for some accounts. Please contact us prior to coming into a branch.
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A typical consumer account takes about 30 minutes. A business account could take longer depending on the number of signers or the complexity of the account.
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If you are interested in Business Online Banking your banker will refer you to our Digital Banking team. That team will work directly with you to ensure everything is set up per your liking.
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The app will allow you to use your fingerprint or face ID for easy access. Desktop will require username and password entered for each visit.
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Give us call at (308) 529-6037 or email us at digitalbanking@dayspring.bank and a representative from the team will contact you.
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Select Mobile Deposit within your App, endorse the back of the check with your signature and “FOR MOBILE DEPOSIT ONLY AT DAYSPRING BANK”. Take a clear photo of the front and back of the check. It’s that easy!
-
You may deposit domestic checks payable in U.S. dollars. This includes: consumer checks, business checks corporate checks, government warrants, money orders, and travelers’ checks.
You may not deposit U.S. savings bonds and other non-check items, items drawn on banks outside the U.S., third party checks, items drawn on foreign currency, paper drafts without MICR printing or substitute checks (image replacement documents), checks drawn against a line of credit, and cash.
-
Funds are generally available the next business day. Factors like new accounts or checks where an endorsement cannot be confirmed, for example, may result in a hold being placed on the deposit.
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We do! Stop by any of our locations for a card.
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If we need to order you a card. Our cards typically arrive in 7-10 days. In the meantime, we give you access to your account through Online Banking, Mobile App, Bill Pay, and starter checks.
-
You can call our card self-service card support at (800) 992-3808 to change your PIN.
-
Are you traveling or making a large purchase? We can add a travel notice to your card and (potentially) increase your limit. Simply Contact us.
-
These services are available to customers only. For Cashier’s Checks we typically charge $6.00. For money orders the cost is $2.00. Prestige account holders receive these services for free.
-
These are mailed to our customers during tax season. We can reprint them at of our branch locations.
-
Please contact us to order checks. We want to ensure you get exactly what you need.
Online & Mobile Banking
-
Zelle is a convenient way to send money using your mobile banking app or online banking account. Learn more about Zelle ›
-
Yes, log in to your online banking profile to get started. Select “Bill Payment” then “Send Money with Zelle”.
-
There is a $1,000 daily limit for sending payments and a $1,000 daily limit for requesting payments. There is a $3,000 outstanding limit for both sending and requesting payments.
-
Go to our secure online banking portal and follow the steps. You will need your account number, SSN, zip code and email address.
-
If you are interested in Business Online Banking your banker will refer you to our Digital Banking team. That team will work directly with you to ensure everything is set up per your liking.
-
All transactions received in-branch, at our ATMs, through the Mobile App, and through Online Banking will be posted same-day if received by 7:00pm.
-
In Online Banking, you will be able to see account balances, history, and images. You can access statements and year-end tax documents. You can perform transactions like internal and external transfers and one-time or recurring loan payments. You can also set notifications for things like transaction postings, low balance, and upcoming payment reminders. In addition, there is the option to add wire and ACH origination to Business Online Banking.
-
Yes, many accounts can be opened online. You will find an “open in just minutes” button on various account pages of our website. This link will prompt the online account application. Once completed, a banker will reach out as soon as possible to confirm the status of your application.
-
Sure is! We have an app for both iPhone iOS and Android. Links to download and instructions can be found on our Digital Banking page.
-
Select Mobile Deposit within your App, endorse the back of the check with your signature and “FOR MOBILE DEPOSIT ONLY AT DAYSPRING BANK”. Take a clear photo of the front and back of the check. It’s that easy!
-
You may deposit domestic checks payable in U.S. dollars. This includes: consumer checks, business checks corporate checks, government warrants, money orders, and travelers’ checks.
You may not deposit U.S. savings bonds and other non-check items, items drawn on banks outside the U.S., third party checks, items drawn on foreign currency, paper drafts without MICR printing or substitute checks (image replacement documents), checks drawn against a line of credit, and cash.
-
Funds are generally available the next business day. Factors like new accounts or checks where an endorsement cannot be confirmed, for example, may result in a hold being placed on the deposit.
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How to Make a Transfer Step-by-Step Guide
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How to Enroll in eStatements Step-by-Step Guide
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Yes, you can set real-time alerts on items like low balance, transaction posted or payment coming due. These alerts can be set up in Online Banking.
App Alerts Step-by-Step Guide
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Yes, in Online Banking, go to “transfer” and select “Launch External Transfer”. Follow the prompts. This is available in Online Banking and via the Mobile App.
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There is a daily limit of $5,000 in inbound and $5,000 in outbound External Transfers. Pending transfers will count towards the daily limit. For example: If you have a pending inbound transfer for $500, you will be able to initiate $4,500 in inbound transfers.
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Moving money has never been easier or more convenient! Just follow the simple guide below.
How to Set Up an External Transfer Account
CDs
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Contact your local Dayspring Bank location for current rates.
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Usually, but there are some exceptions. Contact us to know if we will match the CD rate you have found.
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Calculate your FDIC Insurance coverage here: https://edie.fdic.gov/
Debit Cards
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We do! Stop by any of our locations for a card.
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If we need to order you a card. Our cards typically arrive in 7-10 days. In the meantime, we give you access to your account through Online Banking, Mobile App, Bill Pay, and starter checks.
-
You can call our card self-service card support at (800) 992-3808 to change your PIN.
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Are you traveling or making a large purchase? We can add a travel notice to your card and (potentially) increase your limit. Simply Contact us.
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Yes, you can enroll your Dayspring Bank debit card in Apple Pay, Android Pay, or Samsung Pay.
Mobile Wallet Step-by-Step Guide
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Call our Dispute Center at (866) 498-2915. They are available 24/7. You can also reach us at (308) 537-3684 during normal business hours.
Bill Pay
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Select Bill Pay within our Online Banking tool to enroll. All you’ll need to do is log in and then you will see a link in the right column.
How to Enroll in Bill Pay Step-by-Step Guide